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At Denise Laine Agency, our goal is to get you the best price on insurance while covering your possessions. We understand each individual family is different, so we take the time to get to know you personally and identify your specific needs. Business owners also have particular requirements for their industry, which requires us to get to know them and their business operations. We believe in creating lasting relationships with our clients, personal or commercial, so you can be confident we have your best interest in mind.
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Homeowners Insurance
We know your home is important, you can depend on us to provide you with options on your homeowners insurance.
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Auto Insurance
Get an affordable auto insurance quote, and you can save big if you combine your home and auto policies together with us.
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Commercial Insurance
Business insurance can be hard to navigate. Let us compare insurance companies to provide the best options for you!
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-Directors and Officers Liability-
Directors and Officers Liability Directors and officers (D&O) liability insurance protects corporate officers and directors from claims alleging they performed their duties improperly and is a type of errors and omissions insurance. Lawsuits can be filed by shareholders, regulators, state investigators, or other third parties and this coverage is designed to cover claims based on…
-Claims Made Coverage-
Claims Made Coverage Claims made coverage is a form of liability insurance. Most of the time this coverage form is reserved for professional liability however, it can be used when writing general liability on large complex risks. This policy differs from and occurrence policy as with the occurrence policy the claim must occur during the…
-Loss of Business Income-
Loss of Business Income Loss of business income resulting from losses covered by a Commercial Property policy, to either building(s) or business contents, can result in a reduction or complete loss of business revenues. The resulting losses can either substantially harm the business in its operations or even put a business out of business. Business…
-Commercial Property-
Commercial Property A commercial property policy is designed to encompass the many different exposures of a business. It consists of, not only, basic coverages, but also, offers the option of adding additional coverages via endorsement. Endorsements allow you to add or delete coverages/exposures to an insurance policy. Read More – Click Here Basics Commercial Property…
-Business Owners Policy-
Business Owners Policy The Business Owners Policy or BOP consists of two coverage parts – Property and general liability and provides coverage for main street businesses. Read More – Click Here Property Covered Property: Building and structures, completed additions, permanently installed equipment, business personal property, fixtures, tenant improvements and betterments, and exterior building glass. There…